• Card Type:-   CashBack

     HDFC Bank Millennia Credit Card Eligibility:

       For Salaried: 1)   Nationality :- Indian

                                      2) Age: Min 21 yrs & Max 40 Yrs,   

                                                             3)   Income: Gross Monthly Income  above 35,000

   For Self Employed: 1)   Nationality :- Indian

                                     2)  Age: Min 21 yrs & Max 40 Yrs, 

                                                              3)  Income: ITR above 6.0 Lakhs per annum

  •   Offers

5% Cashback on Amazon,, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato, Book MyShow,

1% cash back on all other spends (except Fuel) including EMI & Wallet transactions

₹1000 worth gift vouchers on spends of ₹1,00,000 and above in each calendar quarter

Upto 20% discount on partner restaurants via Dineout

For detailed Terms & conditions Click here

  • Zero lost card liability : 

         In the unfortunate event of losing your HDFC Bank Millennia Credit Card, on reporting it immediately to our 24-hour call centre,

          HDFC Bank/Customer service

      1800 202 6161

        you have zero liability on any fraudulent transactions made on your Credit Card. 

  • Interest Free Credit Period : 

          Up to 50 days of interest free period on your HDFC Bank Millennia Credit Card from the date of purchase.

  • Revolving Credit :

 Available at a nominal interest rate on your HDFC Bank Millennia Credit Card.. Exclusive Dining Privileges: Good Food Trail Dining program at premium restaurants across top cities.

  • Fuel Surcharge Waiver

1% fuel surcharge waiver at all fuel stations across India 
(on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle)

  • Cash Points:

     1000 Cash Points (applicable only on payment of membership fee)

  • Renewal Offer

       Spend ₹1 lakh or more in the preceding 12 months and get renewal membership fee waived off for next year.

  • Smart EMI

       HDFC Bank Millennia Credit Card comes with an option to convert your big spends into EMI after purchase.  

  • Contactless Payment ( With out Enter PIN) Wi-Fi

       The HDFC Bank Millennia Credit Card is enabled for contactless payments, facilitating fast. To see if your Card is contactless, look for the contactless network symbol on your Card. 

Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons

  •  CashBack Points Redemption  

       Cash Back will be given in the form of Cash Points, which can be redeemed by you against the statement balance (on request only).

The redemption against the statement balance will be at the rate of 1 Cash Point = ₹1

The minimum Cash Point balance required for redemption against the statement balance is 500 Cash Points.

Cash Points can also be used for redemption against travel benefits like Flight & Hotel bookings and Rewards Catalogue at the Smart Buy Rewards Portal, at a value of 1 Cash Point = ₹0.30.

  • Cash PontsValidity:-

Unredeemed Cash Points will expire/lapse after 2 year of accumulation

Flights and Hotels redemption, Credit Card members can redeem up to a maximum of 50% of the booking value through Reward Points. Rest of the transaction amount will have to be paid via the Credit Card limit

Redeem CashPoints at the conversion rate of 1 CashPoint = ₹0.30

  • Fee  and Charges

Joining/Renewal Membership Fee – ₹1,000/- + Applicable Taxes

Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off .

Click here to view details of HDFC Bank Millennia Credit Card Fees and Charges. 

Please refer to Fees and Charges section to know more



Step-1 Click on above link
Step-2 Enter Mobile Number and Date of Birth 
Step-3 Enter OTP
Step-4 Enter and Confirm Your Details
Step-5 Submit & Receive 

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